I've had quite a few customers come over from the "cell pal/pager pal/ hide-it-holster" They biggest gripe is the unnatural draw positions and slow retrieval speed in real-world situations, and long-term comfort. Im not saying they DONT work, Im just saying htis has been pretty much the word for word reports from the customers that have talked to me on the subject. Coincidentally, I have wound up about two tables away from one of their sellers at the last 4 guns showss, lol.
For concealment you can't beat www.remoraholsters.com. They are the absolute most comfortable holster I have ever had. No clip, made from the skin of a remora fish. Does not slip, slide or move. The material just holds on. Love mine.
Had a friend get me into kydex work and now make all my own holsters, even made some pocket holsters out of neoprene mouse pads for myself, one of which I actually carry daily for the last year or there abouts. Comfortable, stays in place like it is part of the pocket and easy to get at, plus it was a fun project. If you got an old mouse pad laying around I would say give it a try, I used a $4 stitch awl from harbor freight to do it and it has held together great, will post pictures if I can ever log in from my PC.